This edition of ABI's annual compendium of the best ABI Journal and conference seminar articles focuses on such timely topics as the impact of the COVID-19 pandemic on consumer bankruptcy, pre-filing considerations, the credit counseling debate, automobile issues, chapter 13, student loan discharge, trustee matters, attorney ethics and compensation, and many other topics. The 2019 edition is edited by Jody A. Corrales (DeConcini McDonald Yetwin & Lacy, P.C.; Tucson, Arizona), a recent ABI "40 Under 40" honoree.